The Rise of Usage-Based Car Insurance Policies

Are you a safe driver who winces every month when it’s time to pay your car insurance premium? It can feel wildly unfair to have to pay for coverage you rarely (if ever) have to use, leading many drivers to question the traditional approach to car insurance. That’s where usage-based car insurance (UBI) comes into…

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What You Should Know Before Filing a Personal Injury Lawsuit in Alabama

In 2023 alone, roughly 62 million Americans sought medical intervention for preventable injuries. Of those cases, an overwhelming number take place in public spaces, on roadways, and in work environments. When these kinds of preventable injuries occur as a result of someone’s negligence or recklessness, many victims choose to file personal injury lawsuits to help…

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Catastrophic Injury Structured Settlements vs. Lump Sum Options

When someone suffers a catastrophic injury, such as a severe traumatic brain injury or spinal cord damage, their life is changed forever. Not only do they likely have high upfront medical costs, but they will probably need ongoing medical care for their condition for the rest of their life. The compensation you receive after a…

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How to Handle a Crash Involving an Uninsured/Underinsured Driver

When another driver recklessly causes a crash, you’re stressed, panicked, and worried about what comes next, but at least you can rely on their insurance to eventually cover your losses, right? Not if they’re uninsured or underinsured. In both cases, your compensation is limited by the amount of coverage, which is either zero or way…

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Motorcycle Rear-End Accidents: Who’s Responsible?

When a motorcycle is rear-ended, the consequences are often very different than when one passenger vehicle strikes another. Unlike occupants of cars and trucks, motorcyclists do not have the benefit of a steel frame, airbags, or crumple zones to absorb impact forces. Even a low-speed rear-end collision can throw a rider from the motorcycle or…

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Underride Truck Accidents: Causes, Prevention, and Legal Strategies

Underride accidents are among the most tragic types of truck accidents you’ll see on Alabama roads. These collisions frequently result in severe or fatal injuries, and in almost every case, they are preventable. An underride crash is a severe type collision where a smaller vehicle, like a car, slides underneath a large truck (tractor-trailer), often…

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Motorcycle Lane-Splitting & Alabama Law: Impact on Liability

As of 2021, there were more than 167,000 motorcycles registered in the state of Alabama. Our state offers riders a wide variety of scenic routes to travel and a climate ideal for year-round riding. As much as our local motorists enjoy the freedom of the open road, it’s important to keep in mind that certain…

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Alabama EV & ADAS Crash Liability: What You Need to Know

If you’ve gone car shopping in the last five years, you probably noticed that electric vehicles and cars with other high-tech features are taking up major space in the automotive market. EVs and cars with advanced driver-assistance systems (ADAS) offer motorists new and exciting ways to hit the open road while claiming to enhance and…

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