Commercial Use Exclusions in Auto Policies

One of the companies that nearly doubled its profits during the coronavirus pandemic is Instacart. Instacart is a food delivery service application that allows independent contractors to gain additional income by shopping for various customers. Shoppers can pick up, shop, and deliver groceries to the customer’s address in a designated time frame. Not surprisingly, there…

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Will My Car Insurance Company Cover That?

The majority of car insurance claims filed involve damage from fender benders, sideswipe crashes, and other scenarios. Not every claim filed with an insurance company will be for a totaled vehicle. On the other hand, auto insurance companies also receive claims that seem weird, crazy, or even fabricated. Anyone who has ever seen a Farmer’s…

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How Does Insurance Work in a Single-Vehicle Crash?

Dealing with insurance can be extraordinarily stressful and taxing even when it’s for the most minor of reasons, let alone something big like a car accident. With confusing loopholes, alienating language, and an undercurrent of greed, it certainly doesn’t always feel like you’re “in good hands.” That being said, with how unfortunately common car accidents…

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The Dangers of Vehicle Rollovers

Car accidents of any sort can be dangerous and terrifying, regardless of how they happened. However, when a vehicle actually rolls over, there’s a whole new layer of risk to worry about. Whether it’s the result of colliding with another vehicle or simply taking a turn too quickly, it is a serious and often life-threatening…

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Why Are Side-Impact Collisions So Dangerous?

When two cars collide from perpendicular streets at an intersection, it is known as a side-impact or “T-bone” accident. T-bone collisions are among the most common forms of vehicle accidents — and one of the deadliest. But what is it that makes them so dangerous? Why is the risk of injury or death so much…

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Does Car Safety Technology Really Make Us Safer Drivers?

If you have purchased a new car over the past few years, you are likely aware of the incredible array of safety features available in current vehicles. Automotive safety has moved from passive protection (like airbags and safety belts) to more active protection (like lane-keeping assistance and semi-autonomous driving features). With all of these high-technology…

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Intersection Accidents: Why They’re So Deadly

Intersections bring multiple roads with multiple vehicles from multiple directions together. Even when clearly marked, intersections are frequent sites of crashes and collisions. And, anyone can be injured in an intersection accident – driver, passenger, pedestrian, or cyclist. Worse? Most intersection crashes are preventable and are usually the fault of a careless driver. Why are…

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Subrogation in Car Accident Claims

When you’re hurt in an accident, you need immediate medical care. Most patients go to their local emergency room. There, the doctors provide a diagnosis and may suggest or apply an initial treatment. In serious cases, you may be admitted to the hospital. Victims of car accidents, slips and falls, construction accidents, and other accidents…

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The Facts About Drugged Driving

People are unaware of the dangers of driving under the influence of any substance, but that does not stop many from doing it anyway. This leads to thousands of tragic accidents a year as they endanger not only their own lives, but the lives of everyone else on the road as well. To lower the…

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