Do I Have to Report a Car Accident in Huntsville?

The aftermath of a car crash can be chaotic and overwhelming. While you might be focused on recovering and getting your life back on track, it’s crucial to understand the car accident reporting requirements in Huntsville. Failing to report an accident could jeopardize your chances of obtaining compensation for medical bills, lost wages, pain and suffering, and other damages.

Do you have to call the police after a car accident?

In Huntsville, Decatur, and other cities in Alabama, you are required to report a car crash either to the local police or highway patrol if any injuries or fatalities occur. While you, the other driver, or a passenger may only have mild aches or pain, you should still report the accident to authorities as it is difficult to know the extent and severity of your injuries immediately after the accident.

How do you report the crash?

To report the car accident, dial 9-1-1 and let the operator know that you have been involved in a crash. The operator will ask for details about your location, the number of vehicles involved, the presence of any injuries, and whether an ambulance is needed. They will then dispatch police officers to the scene.

When officers arrive, they will assess the situation, ensure the safety of all involved, and ask questions about what happened. They will create a police report, which serves as an official document detailing the accident and identifying potential fault. It’s important to be truthful when answering questions, but avoid statements that could imply you are at fault, such as “I should have been paying better attention.”

Do I need to fill out any forms?

Prior to 2013, individuals involved in a car accident had to fill out form SR-13, which was a car accident form for damages of $250 or more. However, you no longer need to do this. Instead, you only need to inform law enforcement officers about the crash. You can fill out SR-31 with the Alabama Law Enforcement Agency if you have already alerted law enforcement, have not received a settlement yet, and want an extra layer of protection. This form is for any accidents that have resulted in over $500 in losses.

When do I need to let my car insurance company know about the accident?

You should inform your car insurance company about the accident within the first 48 hours. You’ll need to tell them where the crash occurred, whether anyone else was involved, and if you sustained any injuries/are under medical supervision. You should keep this conversation very brief so that your own words cannot be used against you later.

Why is it essential to report a Huntsville car accident?

While reporting an accident is a legal requirement, it also helps establish proof that the crash occurred. The police report created by law enforcement serves as an official record that you can provide to your insurance company. This documentation is crucial for supporting your claim and securing the compensation you need.

What if the other driver asks me not to report the accident?

Sometimes, the at-fault driver may offer you cash to avoid reporting the accident, promising to cover your medical bills and other damages. This is usually because they are driving without a license, lack insurance, or were intoxicated at the time of the crash. While it may be tempting to accept their offer, doing so is risky. You may never be able to locate the driver again, leaving you without compensation for your injuries and losses. Moreover, the cash offered is unlikely to cover all your expenses fully.

Will my injury lawyer get a copy of the car accident report?

We can request one, yes. You can also purchase a copy and bring it to your initial consultation. There’s a $15 fee.

At Martin & Helms, our car accident lawyers in Huntsville and Decatur are committed to helping you understand what you need to do after being involved in a crash. We know that you are likely going through a very difficult healing and recovery process, which is why we will do everything we can to take some of the burden of the legal process off your shoulders and fight for your right to the compensation you need to rebuild your life again. Call our office or submit our contact form to schedule a free case evaluation today. Our offices are located in Huntsville and Decatur, but we proudly serve Athens, Madison, and all of North Alabama.