Settling Your Car Accident Too Soon Can Be a Mistake

There’s a natural order to things when you have been in a car accident. You talk to the police, get medical attention and hire an attorney when you’ve been injured, file an insurance claim to get your car fixed, and at some point you try to settle the personal injury side to your claim. Unfortunately,…

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Traffic Signs You Should Never Ignore

Traffic signs are admittedly sometimes annoying. They tell you where to park, where not to park, where a hill is steep, and where a turtle might cross your path. There are so many of them littering the roadways that it can feel a little like a parent giving obvious instructions to a child. Then there…

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The Rise of Usage-Based Car Insurance Policies

For years, insurance companies based their rates on criteria like age, sex, and credit score. Over the past decade, more and more companies started offering a “safe driver discount” for policyholders whose driving records were clean. Now, it appears that the newest wave of policies will be based on driving data collected in real time.…

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Distracted Driving in Alabama – Getting Worse, Not Better

Distracted driving is a big problem across the country. Although the state has instituted laws banning things like texting behind the wheel, distracted driving accidents continue across Alabama, and may even have increased. According to Trusted Choice Insurance, Alabama has the second highest rate of fatal car accidents in the United States. And, in 2017,…

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Why Some Dangerous Drivers Can Legally Stay on the Road

The Driver’s License Compact (DLC) – also called the Interstate Driver’s License Compact – is an agreement between 45 states in the U.S. plus the District of Columbia. The obligations of the member states under the Compact are to share and report between the states’ information related to traffic offenses of a serious nature, including…

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Why Head-on Crashes Are So Deadly

Head-on collisions are among the most-deadly (though least common) of all car accidents, accounting for about 2% of all crashes, but 10% of all fatal accidents. The reason head-on car accidents are often fatal is a matter of physics: When two cars collide, they both release energy. That energy has to go somewhere, and so…

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The Dangers of Rubbernecking

Distractions are a common risk when driving. Momentary distractions can happen at any moment, whether due to a baby crying in the backseat, an insect landing on your face, or another driver startling you with a loud honk. These are unexpected events, but they happen all the time. Some distractions, however, are more deliberate: texting…

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